Releasing equity for UK homeowners Lytham St Annes

"Equity release provides UK homeowners over the age of 55 with a way of accessing the wealth they have accumulated in their homes, overwhelmingly by taking out a lifetime mortgage.

With options to defer interest payments to the end of the term and no affordability criteria the plans can be suitable for a range of circumstances.

We are now seeing people using lifetime mortgages to make gifts to family, to provide income in retirement, and for a whole range of lump sum needs such as home improvements, a new car, or a luxury holiday.

Debt consolidation is also another common use, with the benefit of removing the need to make expensive and unaffordable monthly repayments.


Meet Mark

Equity Release Advisor

My family are at the centre of everything I do - look at those smiles!  I'm so grateful for my partner of almost 20 years, Hannah - supportive, loving, and inspirational and my two beautiful boys, Roscoe & Jesse.  Our energetic English pointer, Sasha, gets us out discovering the Lancashire outdoors.  My courageous and caring step-daughter, Holly, took the photo - too cool to be on show.

I have a simple ethos during all client interactions - have I provided the same service and advice to you that I would have provided to my own beloved and long since passed Grandma (or Ram-Ra as I called her all those years ago).

Popular Uses For Equity Release

Home Improvements

Dream Holiday or Cruise

Financial Gift To A Loved One

Debt Consolidation



Clear, Relaxed, Informative, Supportive and Practical Advice Service

  • 1

    Discovery call

    A chat to share your motivation for contacting me and to establish how I can help you - no matter what stage of enquiry you are at.

    Typically 15 mins 
  • 2

    Fact find meeting

    For you to share what your aspirations are and for me to gather some facts and discuss some options.
    Typically 45 mins 
  • 3


    A second meeting to present a personalised written report containing everything you need to be able to decide for yourself how you want to proceed.

    Typically 45 mins
  • 4


    Supported application process from submission of the paperwork through to receiving the released funds in your personal account.
    Typically 6-8 weeks

Why We Are 'Not Your Average Advisers'

Equity release is one possible solution to meeting funding requirements for eligible customers.  Finding the right solution for you is our only concern.

The business is dedicated to having a positive impact on the lives of all our customers. By providing a service you can rely on to look out for you in your later life years we are a trusted companion to all our customers.

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© 2020 Mark Varela 

Mark Varela Equity Release Advice is a trading name of Equity Release Associates Limited, which is authorised and regulated by the Financial Conduct Authority. FCA registered number 932793.

Mark Varela and Equity Release Associates are members of the Equity Release Council.

Mark gained some of his qualifications through the Chartered Insurance Institute and the London Institute of Banking and Finance


Phone: 01772 285917